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HSA INFORMATION

A Health Savings Account (HSA) is available to benefits eligible employees. And our QHDHP (Qualified High Deductible Health Plan) is your “key” to the HSA.  to see if it is right for you.

What is an HSA?

Simply put, it’s a savings account. Longer explanation: it’s a savings account that comes with your QHDHP—Moravian contributes money to it and so can you. These contributions are tax free, both when you put the money in and when you take it out (if you’re spending it on ). Your money stays with you year-after-year, no matter where you go, and you can spend it anytime or save for the future. Save on healthcare by using a Health Savings Account (HSA).

• Download the info. flyer
• Using your HSA as a retirement savings strategy
• Contributing to your HSA
  • You can change your contribution at any time, even outside of the Open Enrollment Period
  • 2025 contribution limits: Individual = $4,300; Family = $8,50; 55+ Catch-up = $1,000

How can I use the money in the HSA?

Once enrolled, you will receive a debit card. You can also submit for reimbursement online. Just make sure that you are using the account on qualifying medical expenses, or you will have to pay excise tax come tax season.

•  (full list)
  • HSA eligible expenses summary
• Download the info. flyer

How does the HSA differ from the FSA?

• See a side-by-side comparison of the HSA and FSA!
• 4 reasons to contribute to a HSA

Eligibility

• You must be a benefits-eligible employee in order to contribute to the ΢���ƽ� HSA on a pre-tax basis
• You cannot be enrolled in Moravian's PPO Plan and contribute to the HSA
  • Review for more detailed eligibility requirements

Carrier: HSA Bank

HSA Bank, a division of Webster Bank, N.A., empowers you to make the most of your healthcare dollars. 

• Website: 
• Phone: 800-357-6246
• HSA Bank Investment Options